Senior Credit Analyst

Merchants Bank is seeking a Senior Credit Analyst.  Prior experience of 10+ years in lending, underwriting, accounting, or trend analysis with a preference of significant time in either a Commercial or Agriculture lending environment.  The work location preference is Winona, MN, however after successful onboarding and training this position may work out of any of our Merchants Bank locations in MN and WI. 

Primary duties include analyzing complex financial statements and tax returns and being seen as a subject matter expert of credit by other less experienced staff.  Duties also include complex financial statement spreading, data analysis, highlighting borrowing entity key ratios and financial trends, as well as efficiently preparing the final loan request presentation.  Other main responsibilities include collaboratively working with loan officers and lending assistants, developing a sound understanding and adherence of the bank's loan policies/procedures, as well as serving as a mentor to others within Credit Administration.  Strong verbal and written communication skills needed along with a “can do” attitude.  In working with others across the bank, the incumbent must possess a very positive and helpful attitude with the ability at times to meet aggressive deadlines. 

Please Apply online at www.merchantsbank.com/careers or in person at any Merchants Bank location. Questions can be emailed to hr@merchantsbank.com. Merchants Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.